Stop guessing.
Credit unions consistently beat banks on auto loans, mortgages, and savings—but figuring out which ones you can join is a mess. We fixed that.
Navy Federal
Military affiliation
94%
match
PenFed Credit Union
Open to all
89%
match
Alliant Credit Union
Easy to join
85%
match
4,847
Credit unions
$2,340
Avg. savings/yr
140M+
Members
Credit unions are nonprofit financial cooperatives owned by their members. That means better rates on loans, higher savings yields, and lower fees—because profits go back to you, not Wall Street.
Up to 8–10% lower
Loan rates vs. banks
Higher APY
Better savings & CD rates
Fewer Fees
Lower or no monthly fees
Up to 8–10%
Lower loan rates
On auto loans, mortgages, credit cards & personal loans
Higher APY
On savings
Better returns on savings accounts and CDs than big banks
Fewer fees
Or none at all
Most credit unions have no monthly maintenance fees
Where you live, work, worship, or went to school. Each one opens different doors.
We check your eligibility against every credit union in America. Instantly.
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